💡 What You Will Learn
Move beyond simple copy-pasting of prompts. Learn how to design an AI system that evolves and operates with professional-grade precision.
- The Essence of Agentic Systems: How AI maintains your intent and business context.
- Real-world Fintech Architecture: Folder structures and data pipelines used in the US_Market_Analyzer.
- Core Document Strategy: Detailed roles of documents within the
context/andskills/layers. - Intelligent Skill Design: Mastering ‘Imperative SOPs’ for high-fidelity stock analysis.
- The Self-Evolving Loop: Building agents that learn from market shifts and user feedback.
1. The Vision: Why ‘Vibe Coding’?
Many seek the ‘magic prompt,’ but the real power lies in the ‘System’ that executes it.
Vibe Coding is a modern methodology where developers, instead of typing every line of code, provide the AI with project Context, Rules, and Skills. This allows for the rapid development of complex software that remains maintainable and robust.
In demanding domains like Fintech, where data is massive and logic must be precise, this Agentic Design capability creates the true gap between average and elite development.
🏛️ System Architecture Overview
The flow of a system built with Vibe Coding is as follows:
graph TD
User((User)) -->|Instruction| Orchestrator[AI Orchestrator]
Orchestrator -->|Read Rules| AgentRules[.agent/ Rules]
Orchestrator -->|Load Memory| Context[context/ Memory]
Orchestrator -->|Execute| Skills[skills/ Functional]
subgraph "Core Agentic Layers"
AgentRules
Context
Skills
end
Skills -->|Analyze Data| Data[data/ Stock Data]
Data -->|Python Engine| Utils[utils/ Analytics]
Utils -->|Final Result| Web[web/ Dashboard]
Web -->|Feedback| Learnings[context/learnings.md]
Learnings -->|Evolve| Skills
2. Technical Implementation (6 Practical Steps)
Let’s dive into a real-world example: building a US Stock Market Analyzer.
Step 1: Environment Setup & Initializing Antigravity
Development starts with an empty folder, but you don’t have to start from scratch. Let Antigravity handle the foundation.
Create an empty folder (e.g., US_Market_Analyzer), open it in Antigravity (or Cursor), and enter the following prompt:
🚀 Initialization Prompt:
“I want to build a US Stock Market Analyzer using Vibe Coding. Set up the environment in this folder:
1. Create project folders for Next.js 14 (Frontend) and Python (Backend).
2. Create the core agentic layers:.agent(Rules),context(Memory), andskills(Functional).
3. Provide a script or guideline to install essential packages:pandas,yfinance, andgoogle-generativeai.”
Step 2: Folder Structure Comparison (Basic vs. Fintech Extended)
The core of Vibe Coding is the Structure. Compare the foundational agentic layout with its professional fintech extension.
1) The Foundation: Generic Agentic Design
These are the base documents for any AI-orchestrated project.
my-vibe-project/
├── .agent/ # System Constitution (Identity)
├── context/ # Project Memory (Context)
│ ├── philosophy.md # Core values and logic principles
│ ├── target.md # Identified target audience
│ └── strategy.md # Market/system positioning
└── skills/ # Functional Muscle (Execution)
├── analysis.md # Core analysis instructions
└── copywriting.md # Final output/tone guidelines2) Professional Extension: US Market Analyzer (Fintech)
The extended structure integrates real-time data and visualization layers.
US_Market_Analyzer/
├── .agent/ # AI persona and strict operational rules
├── context/ # Investment philosophy and market views
│ ├── philosophy.md # Quantitative vs. Fundamental approach
│ ├── target.md # Institutional vs. Retail audience settings
│ ├── strategy.md # Unique edge (e.g., Macro + Sector correlation)
│ ├── voice.md # Professional analyst tone & manner
│ ├── risk_profile.md # [Fintech] User risk tolerance settings
│ └── market_view.md # [Fintech] Current macro-outlook memory
├── skills/ # Task-specific SOPs (Imperative logic)
│ ├── macro_intelligence.md # Macroeconomic analysis skill
│ ├── portfolio_risk.md # Risk measurement skill
│ ├── sector_analysis.md # Sector dominance analysis skill
│ ├── newsletter.md # Research brief generation skill
│ └── copywriting.md # Report styling and editing skill
│
├── data/ [NEW] # Real-time stock data (JSON/CSV storage)
├── utils/ [NEW] # Python toolset for data processing
├── web/ [NEW] # Next.js Fintech dashboard source
└── macro_analyzer.py # Master pipeline orchestratorStep 3: The Core Documents (The Brain of the System)
Each document is a critical puzzle piece that determines how the agent “thinks.”
1) The Role of the context/ Layer
philosophy.md: Sets the First Principles. (e.g., “We prioritize data-driven momentum over news hype.”)target.md: Controls the depth of response. Defines if the AI should explain concepts simply for beginners or use complex jargon for pros.strategy.md: Defines your Competitive Edge. (e.g., “Analyze the correlation between Fed interest rates and Tech stocks.”)voice.md: Ensures Consistency. (e.g., “Sound like a cold, analytical hedge fund manager.”)
2) The Role of the skills/ Layer (Skill Creator)
Each skill follows the ‘Imperative SOP’ (Standard Operating Procedure) format.
sequenceDiagram
participant User
participant AI as Antigravity
participant Creator as skill_creator.md
User->>AI: "Create a new analysis skill"
AI->>Creator: Initialize Skill Creation Process
Creator->>AI: Step 1: Define Goal
Creator->>AI: Step 2: Write Imperative SOP
Creator->>AI: Step 3: Add Validation Logic
AI->>User: "skills/new_skill.md created"
Step 4: Illustrating an Intelligent Skill
macro_intelligence.md (Macro-Analysis Skill)
# 🎯 Goal
Generate an 'AI-Driven Macro Report' by correlating Fed interest rate data with S&P 500 indicators.
# 📋 Imperative SOP
1. Read the latest macro indicators (Inflation, Employment) from the 'data/' folder.
2. Analyze whether the current market is in an 'Overbought' or 'Fear' state using `sentiment_tool`.
3. Save the analysis to 'web/api/macro.json' for immediate dashboard reflection.
4. Recommend positioning based on the principles defined in 'philosophy.md'.Step 5: The Self-Evolving Loop
The true power of Vibe Coding is that the system gets smarter the more you teach it.
graph TD
Analysis[1. Analysis Output] --> Feedback[2. User Feedback]
Feedback --> Learning[3. learnings.md]
Learning --> WrapUp[4. Weekly Wrap-up]
WrapUp --> Refactor[5. Skills Refactoring]
Refactor --> Analysis
- Learning: When an analysis is too optimistic, you say “Increase the weight of risk factors.” The AI records this in
learnings.md. - Refactoring: “Based on recent feedback, permanently update the
portfolio_risk.mdskill instructions.”
Step 6: Skill Chaining (Full Automation Pipeline)
Chain individual skills together to complete a fully automated analysis pipeline.
Pipeline Flow:
- Data Ingestion: Run
data_collector.py(Real-time load). - Sector Analysis: Activate
sector_analysis.md(Which sectors are leading?). - Macro Intelligence: Activate
macro_intelligence.md(Analyze interest rate impact). - Risk Diagnostics: Activate
portfolio_risk.md(Is the portfolio safe?). - Visualization: Automatically update all research results on the
web/dashboard.
3. Reference & Artifacts
- vibealgolab/US_Market_Analyzer (GitHub) – The reference source code for this architecture.
- Gemini Pro API – Connect to a powerful AI brain.
- VibeAlgoLab Blog – Ongoing series on advanced Vibe Coding.
⚠️ Important Disclaimer
- Educational Purpose: All content, including code and strategies, is for educational and research purposes only.
- No Financial Advice: This is not financial advice. I am not a financial advisor.
- Risk Warning: Investing involves significant risk. Past performance does not guarantee future results.
- Software Liability: Any tools or code provided are “as-is” without warranty. Use at your own risk.